Consider Hiring a Broker/Dealer….
I have so much in my life to learn and keep track of and become an expert at…there are
times I hit a wall and just want help. I have found great success using dealers/brokers forpurchasing my health/life insurance. Good ones rep many companies and yes they make a fee for bringing me on board with one of their brands (but as the consumer you will never see that fee – it is the same price purchasing directly from the insurance company). If you hire a good broker they will watch your plan and alert you to changes and help you decide how to handle it rather then trying to go it alone directly with the insurance company who really doesn’t care.