Category Archives: Finance (Debt management)

Laura’s Cheap Trick #68

Make a Joyful Noise. Since men travel with wallets designed to hold paper money..the coins end up in the pocket and at the end of the day on our bureau.  Women on the other hand tend to travel with purses and thus … Continue reading

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Laura’s Cheap Trick #54

Set up an Automatic Draft/Payment. If you are one of the folks who use their credit cards for everything…whether you pay it off in full each month or not.  Set up an automatic payment of a minimum amount to be … Continue reading

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Laura’s Cheap Trick #41

Pay Your Bills On-Time. You know you are going to pay them.  It’s not an option of not paying them.  So pay them on-time and save yourself the $25 fee.  Look into auto-bill pay.  In addition you will notice your … Continue reading

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Laura’s Cheap Trick #29

Ask Yourself If It Is Really Necessary. Before you buy anything that is not a necessity…take a moment and ask out-loud, “Do I really NEED this?  Or am I just buying it to fill a void, I’m hungry because I … Continue reading

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Laura’s Cheap Trick #28

Take a Fresh Look at Your Auto-Pay Plans. Netflix, credit card insurance/credit score maintenance plans, we sign up for them and use them so diligently for the first 2-6 months..then a vacation pops up, next come the holidays and we … Continue reading

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Laura’s Cheap Trick # 9

Make an extra house payment each year. If you make one extra house payment each year you will cut 5 years off of your total mortgage debt due.  (A 30 year mortgage will be come a 25 year mortgage.)  If … Continue reading

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